5/1 ARM — Lower rate for first 5 years, then adjusts annually. Good for buyers planning to sell or refinance.
FL Bond — First-time buyer program. $10k deferred 0% 2nd mortgage for down payment/closing costs. Repaid at sale or refi. Requires 640+ credit score.
FL Hometown Heros — For FL-employed: healthcare workers, teachers, first responders, law enforcement, military/veterans, court employees & childcare workers. 5% of loan deferred at 0%, no monthly payment. Repaid at sale or refi.
AccessZero — 5% of loan as a 2nd mortgage at 7.99%, paid over 10 years. Covers down payment and closing costs. Monthly payment applies.
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🔴 This home is currently sold. Payment shown for reference only — it may return to market.
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